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The N.C. Clean Water Trust Fund has made $400,000 available to
the Jackson County Department of Public Health to assist low-to-moderate
income residents of Jackson County in installing or repairing
septic systems.
Families who fall below 80 percent of the median family income
and who own their own property are eligible for a "deferred
loan" for an amount up to $3,500 for installation/repairs
to septic system.
A "deferred loan" can be made to any property owner
who agrees to remain in the house for a specified period of time
known as the "recapture period." This time depends on
the amount of the loan.
The loan is "forgiven" after the applicable recapture
period is satisfied. No lien is placed against the property of
those who qualify for a deferred loan.
Low interest loans can also be made to families who are more than
80 percent of the State Median Income.
The terms of these loans are 3-5 percent interest, not to exceed
a term of 10 years. A lien will be placed against the property
of those who receive a low-interest loan.
Applicants will be reviewed on a first-come, first-served basis
and will be approved or denied upon verification of the income
guidelines.
These monies are available only until Dec.31. Any repair or installation
must be completed prior to Dec. 31 to receive this funding.
The state Clean Water Trust and the local health department are
committed to assisting in the clean up of the residential sewage
discharges in Jackson County. If you have either a direct sewage
discharge or a failing septic system, call Belinda Allison at
586-8994, ext. 257, for additional information.
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